Modivcare is the largest NEMT broker in the United States. They manage Medicaid transportation for hundreds of managed care plans across 30+ states. If you're trying to contract with Modivcare, here's exactly what insurance you need to be approved.
Modivcare's Standard Insurance Requirements
-
Insure Limos | Commercial Transport & Luxury Livery Insurance
,000,000 commercial auto liability (CSL) -
Insure Limos | Commercial Transport & Luxury Livery Insurance
,000,000 general liability -
Insure Limos | Commercial Transport & Luxury Livery Insurance
,000,000 professional liability (in most states) - Abuse and molestation coverage (typically $500K to
Insure Limos | Commercial Transport & Luxury Livery Insurance
M) - Workers compensation per state requirements
- Hired and Non-Owned Auto endorsement
- Modivcare named as additional insured on all liability policies
- Waiver of Subrogation in favor of Modivcare on workers compensation
- 30-day notice of cancellation to Modivcare on all policies
State-Specific Modivcare Requirements
Some states have additional Modivcare requirements layered on top of the standard:
- California: CPUC TCP authority required;
Insure Limos | Commercial Transport & Luxury Livery Insurance
M CSL meets both Modivcare and CPUC for most vehicles - Florida: No-fault PIP/PDL required;
Insure Limos | Commercial Transport & Luxury Livery Insurance
M commercial auto on top - Michigan: No-fault PIP/PPI/Residual Liability required;
Insure Limos | Commercial Transport & Luxury Livery Insurance
M commercial auto on top - Texas:
Insure Limos | Commercial Transport & Luxury Livery Insurance
M minimum on top of HHSC requirements - Illinois: Cook County may have additional vehicle license requirements
Certificate of Insurance (COI) Format
Modivcare uses a standard COI format. Your insurance broker should know how to issue this — but if not, you'll need:
- Modivcare listed as Certificate Holder at correct corporate address
- Modivcare named as Additional Insured on auto, GL, and professional liability
- Waiver of Subrogation on WC
- 30-day notice of cancellation noted in description
- Coverage period clearly shown
How Fast Can You Get Modivcare-Compliant Insurance?
If you're an established operator, you can typically bind Modivcare-compliant coverage and have COIs issued within 24 to 48 hours. New ventures may take 3 to 7 days for carrier underwriting review.
How Much Does Modivcare-Compliant Insurance Cost?
- Single wheelchair van: $4,500 to $7,800 per year
- Single stretcher van: $6,500 to $9,800 per year
- 5-vehicle fleet:
Insure Limos | Commercial Transport & Luxury Livery Insurance
8,000 to $36,000 per year - 15-vehicle fleet: $54,000 to
Insure Limos | Commercial Transport & Luxury Livery Insurance
08,000 per year
Get Modivcare-Compliant Insurance Today
We write Modivcare-compliant NEMT insurance in all 50 states. Learn more about Medicaid transportation insurance or get a same-day quote. Call 888-254-0089.