Non-emergency medical transportation insurance for California operators. Medicaid-compliant coverage with additional insured endorsements, waiver of subrogation, and professional liability for all state Medicaid broker requirements.
Auto Liability Requirements in California
Most California NEMT programs require
Insure Limos | Commercial Transport & Luxury Livery Insurance
M–
Insure Limos | Commercial Transport & Luxury Livery Insurance
.5M combined single limit auto liability. Wheelchair and stretcher vehicles may require higher limits depending on the contracting Medicaid broker. We verify California-specific requirements before binding coverage.
Medicaid Broker Requirements in California
Medicaid transportation brokers require additional insured endorsements, waiver of subrogation, professional liability (
Insure Limos | Commercial Transport & Luxury Livery Insurance
M), and 30-day cancellation notice. We issue the exact certificate language required by LogistiCare, Modivcare, MTM, and other brokers operating in your state.
Frequently Asked Questions
What NEMT insurance is required in California?
Most California NEMT programs require
Insure Limos | Commercial Transport & Luxury Livery Insurance
M–
Insure Limos | Commercial Transport & Luxury Livery Insurance
.5M auto liability, professional liability, general liability, workers' compensation for W-2 drivers, and Medicaid broker endorsements (additional insured, waiver of subrogation).
How much does NEMT insurance cost in California?
NEMT insurance in California costs $3,500–$8,000 per vehicle per year for sedans and $5,000–
Insure Limos | Commercial Transport & Luxury Livery Insurance
2,000 for wheelchair vans. Fleet discounts apply for 5+ vehicles.
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