Quick Answer
Fleet Insurance Programs
InsureLimos writes blanket fleet insurance programs for transportation operators with 5 or more vehicles — combining every unit under one policy, one renewal date, and one point of contact, with fleet-size discounts and centralized certificate management.
A blanket fleet policy covers your entire fleet under a single schedule of vehicles, with one premium, one renewal date, and one set of endorsements — instead of managing separate policies per vehicle. This simplifies compliance, certificate issuance, and claims handling as your fleet grows.
Fleets of 5+ vehicles qualify for 10–25% discounts depending on size and claims history. Enrolling in a driver safety program or adding GPS/telematics tracking can unlock additional discounts of 5–10% on top of the base fleet discount.
Vehicles can be added to or removed from your fleet policy mid-term with prorated premium adjustments and same-day certificate updates — no need to wait for renewal to reflect changes in your fleet size.
Most carriers offer blanket fleet pricing starting at 5 vehicles, though we can quote smaller fleets as a scheduled multi-vehicle policy with similar centralized management benefits.
Fleet discounts typically range from 10–25% depending on fleet size and claims history, with additional 5–10% discounts available for safety programs and GPS/telematics tracking.
Yes. We add vehicles to existing fleet policies same-day with prorated premium and an updated certificate of insurance issued immediately.
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